Auto And Renters Insurance

Auto And Renters Insurance
Renters Insurance

Question about SR22 Insurance…?

A little over a year ago I was cited for DUI. I got a lawyer, paid my fees, served suspensions, did community service and eventually reinstated my license. I also learned my lesson :) I figured my insurance provider would see the infraction and adjust my policy accordingly. Pretty much, when my insurance provider sent me a bill, I just paid it…never looking at the descriptions of coverage. I hadn’t heard of SR22 insurance until last week when I was getting renters insurance , as I just moved to a new state. I told the agent I would talk to my auto insurance provider and see if it was something I needed. Get this, not even an hour later I was in an accident (no one hurt) due to weather conditions and hadn’t had the chance to call auto insurance agent. No one received a ticket, but I was deemed at fault because I failed to maintain control of my vehicle. My question is… What should I expect from my insurance company? Right now they’re saying I just have to pay my deductible.

it sounds like you have 2 things going on right now.
#1 you need an sr22 filing endorsed onto your current insurance policy
#2 you are concerned that the accident will be covered

#1 if you need an sr22 filing on your policy you would need to contact your agent or find a company that can issue an sr22 filing to the state on your behalf.

#2 if you are currently insured and have liability coverage and coverage for your vehicle inforce with your insurance company, the vehicle is listed on the policy and you as a driver are listed on the policy than you should be ok

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