Tenants Insurance
Tenants Insurance
A steep fall for a suburban idyll
As disillusioned homeowners leave, others look for a steppingstone to stability. Julian and Lupi Aguilar had run out of options when the sister of a friend offered to help.
THE SUPER BOWL COMMERCIAL THAT GOT CUT
Tenants have dog– legal implications– insurance?
When I first got my condo insurance they made a big deal about my tenants having dogs. Something about if someone gets bitten they can sue the owner of the condo. Does this still reign true even though my lease has a pet clause– about getting bitten and I’m not responsible? Are there loopholes that my insurance company is worried about?
Thanks
If you know that there is a prohibited breed or dangerous (ie, has bitten before) dog on the premises, then YOU can be held liable for any damages the dog does biting someone else – even though you’re only the landlord. Even if the dog isn’t typically a dangerous breed or hasn’t bitten anyone, if you know the dog is there, or you allow dogs, you can be sued.
The problem is, when kids get bitten by dogs, juries DON’T CARE how much control the mean, greedy landlord had over the dog being there – THEY WILL FIND AGAINST THE LANDLORD, in favor of the cute, small, innocent children, EVERY TIME. They don’t care about leases, or hold harmless agreements. You will lose, in court. Period.
So that’s why the insurance companies care. So if you have a tenant breaking the lease with a dog there – get ‘em out. Quick. Or YOU could end up losing a lot more than a tenant.